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The Path to Financial Freedom

The team at UBOMI has one goal: To give you control over your finances.

We are passionate about helping people achieve their ambitions, lose their debt and learn the value of saving – all through a single app! All you have to do is sign up and UBOMI does the rest.

The Way Forward

Did you know 40% of Australians spend all their income by the end of the week? Not only that, but 25% of Australian households have less than $1000 in savings. So, what does that mean?

Well for starters, a significant number of Aussies are unprepared for an emergency – whether that be a job loss, a car crash, or a tree falling on the roof! Many live with the prospect of becoming broke every single week and lack the tools to change their situation. That’s where we come in.

UBOMI helps you get back on track with your savings – keeping you secure and ready for an emergency, but also free to pursue your passions! A new jet ski, a trip around Australia – we want to make your goals a reality.

Why You Should Choose Us.

Just to list a few reasons…

Easy as Pie

Our team has worked hard to make UBOMI simple, easy and fun to use! This app lets you save without even thinking.

Flexible Service

Don’t want a paid service? The UBOMI app is free to use – meaning you can ease your way into financial freedom.

Learn to Save

UBOMI gives you the tools you need to learn the value of budgeting – giving you back control over your future.

Ready to get started?

Basic Business Profile

Many people have a rather complicated relationship with money.

We enjoy oodles of cash in our pocket – but SCORN the way it could get a grip on our lives.

That’s where Australia’s new financial wellness app, UBOMI, meaning LIFE, comes to the rescue!

UBOMI aims to have YOU gain more control over your finances… for a meaningful life BEYOND MONEY!

It’s easy-to-use, ultra-secure, and free to download.

Get fast access to a wide array of exclusive smart tools and money-saving features.​

Start with UBUDGET… where the Expense Analysis feature offers a detailed breakdown of your income stream and expenditures, giving you the added freedom to account for your spending. A budget planner is also available for you to better plan your future expenses!

If you are worried about making all your upcoming bill payments, the UBUDGET Bills Calendar lays down when those bills are due and will notify you ahead of time, saving you the horror of late penalties.

Start with UBUDGET… where the Expense Analysis feature offers a detailed breakdown of your income stream and expenditures, giving you the added freedom to account for your spending. A budget planner is also available for you to better plan your future expenses!

If you are worried about making all your upcoming bill payments, the UBUDGET Bills Calendar lays down when those bills are due and will notify you ahead of time, saving you the horror of late penalties.

If you are on the market for deals, USHOP is UBOMI’s special service aimed at letting you know of the BEST deals and discounts! Take advantage of a wide range of money-saving offers from the country’s leading retailers and brands – food, fashion, electronics, name it, we’ll find the most customer-friendly partners around with an array of deals just waiting for YOU.

If a deal you discover through USHOP has a cashback attached, UBOMI enables the cashback to be sent to your account right away.

Are you a UBOMI user aiming for the NEXT STEP UP in finance management? UMONEY is here for you!

Get help with organising and making sense of all your bad loans (especially the Buy-Now-Pay-Later kind). We know those dues can be called in when you least expect them.

Comparison websites can be quite the drag to browse. UBOMI has advanced market comparison capabilities, offering you an easy-to-understand, honest, and organised view of your market needs.

If unexpected expenses come knocking, you can access your financial assistance through UBOMI at no extra charge.

Are you a UBOMI user aiming for the NEXT STEP UP in finance management? UMONEY is here for you!

Get help with organising and making sense of all your bad loans (especially the Buy-Now-Pay-Later kind). We know those dues can be called in when you least expect them.

Comparison websites can be quite the drag to browse. UBOMI has advanced market comparison capabilities, offering you an easy-to-understand, honest, and organised view of your market needs.

If unexpected expenses come knocking, you can access your financial assistance through UBOMI at no extra charge.

You’ll find all this and more in the new UBOMI app.

Download today, and start rebuilding your relationship with money to get back in control.

We’d love to have you join our community.

UBOMI. Beyond Money.

UBUDGET

UBUDGET is your start-off point for the UBOMI experience.

UBUDGET is one of many tools under the UBOMI family, designed to help you have a better understanding of money. And it’s absolutely free.

UBUDGET’s Expense Analysis offers a detailed breakdown of your income stream and expenditures, giving you the added freedom to account for your spending. A budget planner is also available for you to better plan your future expenses!

If you are worried about making all your upcoming bill payments, the UBUDGET Bills Calendar lays down when those bills are due and will notify you ahead of time, saving you the horror of late penalties.

With UBUDGET, you can truly see how much you’re earning, where the money is going and how you will plan your financial security.

UBOMI. Beyond Money.

Spending Habits

UMONEY

Are you a UBOMI user aiming for the NEXT STEP UP in finance management? UMONEY is here for you!

Get help with organising and making sense of all your bad loans (especially the Buy-Now-Pay-Later kind). We know those dues can be called in when you least expect them.

Comparison websites can be quite the drag to browse. UBOMI has advanced market comparison capabilities, offering you an easy-to-understand, honest, and organised view of your market needs.

If unexpected expenses come knocking, you can access your financial assistance through UBOMI at no extra charge.

Receive your money via UMONEY, wiser spending with UPAY, or paying due through UBILL and URENT.

Managing your funds will always be a challenge, but if you have UMONEY by your side, you will have the chance to keep the kitty in check.

Take control!

UBOMI. Beyond Money.   

USHOP

Are you the kind who relishes bargains and scours the stores for the next sweet deal? Now let the deal come to you!

USHOP is UBOMI’s special service aimed at letting you know of the BEST deals and discounts! Take advantage of a wide range of money-saving offers from the country’s leading retailers and brands – food, fashion, electronics, name it, we’ll find the most customer-friendly partners around with an array of deals just waiting for YOU.

If a deal you discover through USHOP has a cashback attached, UBOMI enables the cashback to be sent to your account right away.

USHOP is also listing down deals with service providers of every stripe, from telcos to utilities, and travel. How’s that for more value for money?

The more money you get to keep, the closer you will be to financial wellness… and that makes EVERYONE happy.

UBOMI. Beyond Money.